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    That is the major reason the mortgage interest rate is usually lower.

    Borrowers who encounter financial distress and fail to pay their unsecured debts lose their good credit but they don't lose their home.

    For example, many graduates have asked us how student loan consolidation works.

    While consolidating student loans is not the right choice for everyone, it can be a real help to some.

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    Myth: Debt consolidation saves interest, and there’s one smaller payment.

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    Read the other posts in the series here—and get all the info you need to make intelligent decisions about your student loans.

    And while you’re at it, check out So Fi’s new Student Loan Debt Navigator tool to assess your student loan repayment options.

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